Nikki Yeager

So I’m currently 4k in debt. In serious, high interest, painful, exhausting, endless… debt.

I pay so much money towards minimum payments each month that I could easily rent another apartment in Manhattan if JP Morgan Chase didn’t own my soul.

However, I’m happy.
Why?
Because I’m only 4k in life-crushing debt. 6 months ago I was in double+ that amount. And then I made a life changing decision. I waged an all-out war on my credit cards and so far,

I have been victorious.

Armed with nothing but an enormous capacity to live in abject poverty and an affinity for extremes, I’m beating down each balance every single week. With a good 300 dollars automatically removed from every measly paycheck I get, I’ve managed to slaughter two cards. I took their 2 thousand dollar balances and laughed in their faces. I ate pasta for a month.
I gained weight from eating nothing but snacks from my office for a week. I lost weight from eating nothing but apricots the next week. I sold books, picked up promos and put my bridesmaids dress up on ebay the day after I wore it.

I stopped having fun unless it involved the word “free” (which still involved quite a bit of fun).

I gave up shopping, lived penny to penny and usually purchased breakfast with leftover quarters on Wednesdays (the day before payday). Aside from rent and cell phone bills, I use money for nothing except my ongoing debt battle. Each 300 dollars making nothing but a tiny, disappointing dent in the never ending debt.

And then, one day, I woke up with only one card left. The largest and most vicious – this is the card with an interest rate that eats other interest rates for breakfast. This card has no other goal then to crush the dreams of little girls trying to survive in big cities. This card is my biggest opponent yet.

Yet I am happy, because I know that after 6 months I’ve almost completely eradicated all those pesky little payments from my life.

And I feel like Achilles… before anyone learned about his heel.